Make an Appointment: [email protected] | (646) 450-0995

[email protected] | (646) 450-0995

317 Harrington Ave. Closter, NJ 07624

  • Rates & Insurance

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    By embarking in psychotherapy you are entering into a professional relationship in which you partner with your therapist towards your mental health goals. 



    Rate information will be addressed prior to enrollment in consultation or treatment. Rates vary depending on the service provided (e.g., individual psychotherapy, group psychotherapy, family psychotherapy, or assessments and evaluations). I offer a free 15 minute confidential phone or video consultation to assess your specific therapeutic needs, and to help you feel comfortable and confident in your decision to initiate treatment. 


    Thrive Psychological Center does not accept insurance and is out of network for your insurance plan. Depending on your current health insurance provider or employee benefit plan, it is possible for services to be covered in full or in part through your out of network benefits. Please contact your provider to verify how your plan compensates you for psychotherapy services.

    Ask these questions to your insurance provider to help determine your benefits:

    • Does my health insurance plan include mental health benefits?
    • Do I have a deductible? If so, what is it and have I met it yet?
    • Do I need written approval from my primary care physician in order for services to be covered?
    • Do you cover procedural codes 90834?
    • If my plan covers an out of network provider for behavioral health, what percentage of the session would I get reimbursed for procedural code 90834?


    Why doesn’t Dr. Nadel accept direct insurance?

    Being an in-network provider would decrease Dr. Nadel’s ability to put you first. An in-network practice would have Dr. Nadel more focused on the red tape and limitations that insurance imposes, and does not give you the most optimal care that you deserve. As an out-of-network provider, Dr. Nadel can refocus her energy on your tailored needs, and dedicate her time to helping you rather than addressing the insurance company’s needs. Dr. Nadel is also able to use her time to meet with clients rather than deal with insurance, and will thereby give you more flexibility with scheduling and availability to her. Most insurance companies will cover 70%-80% of Dr. Nadel’s fee when filing out-of-network. Call your insurance to find out what your out-of-network benefits are and how much money you will expect to get reimbursed. Dr. Nadel is happy to provide you with the documentation needed to file your claims.

    In-network providers may seem like a good option at first due to your out-of-pocket costs, but it is essential to find the right therapist that has the training, credentials, and flexibility to dedicate to your needs. Investing in a therapist that has proven evidence-based treatments is worth the investment in your mental health and life.


    I accept payment electronically, check and all major credit cards as forms of payment. 

    Any Other Questions

    Please contact me for any additional questions you may have and specifics of rate information for your case.